Web2 is named but opaque, and Web3 is anonymous but transparent. These two ecosystems are right now working in silos.
At Money20/20 Asia, Summer Y., Alpha Ladder Group | MetaComp Group Chief Compliance Officer, hosted a fireside chat at our booth on one of the most urgent questions in compliance today: how do you build effective AML controls when transactions span two fundamentally different worlds?
Joined by Patrick Gwyther, Market Planning Director, Financial Crime Compliance, LexisNexis Risk Solutions, and Xiao CHEN, Industry Practice Lead & AML Professional, Moody’s Corporation, the conversation covered why Web2 and Web3 compliance have developed in silos — and why that is no longer workable as stablecoins and cross-border crypto flows become mainstream.
Three points emerged clearly.
– The travel rule remains one of the key unsolved problems in cross-border compliance.
– Identity resolution — knowing who is behind a wallet — is the critical missing link between on-chain transparency and real-world risk.
– And the only way to close the gap is a Web2.5 approach: combining traditional KYC and AML data with on-chain intelligence in a single compliance layer.
Money20/20 Asia – Bridging Web2 and Web3: What Does “EffectiveAML” Really Mean in 2026?
