Singapore, [April 29, 2026] — MetaComp Group, Asia’s pioneer in unified Web2.5 digital financial solutions bridging fiat and digital asset capabilities across payments and treasury management, today announced the successful completion of a proof-of-concept for XAUT (Tether Gold) across three institutional use cases: cross-border payments, long-term value preservation, and gold-collateralised working capital. The Group is now launching commercial roll-out of these capabilities, bringing tokenised gold fully into its unified Web2.5 digital financial infrastructure.
Trading in XAUT is provided by MetaComp Pte. Ltd., licensed by the Monetary Authority of Singapore (MAS) as a Major Payment Institution for Digital Payment Token (DPT) and Cross-border Money Transfer services through its StableX Network platform. The XAUT-collateralised lending facility is operated by MetaComp Cayman Limited, a qualified affiliate within MetaComp Group, and is subject to applicable regulatory requirements in its operating jurisdiction.
Serving over 1,000 institutional and accredited clients across major financial hubs globally, MetaComp Group extends its institutional-grade digital asset suite to include tokenised gold — giving clients T+0 settlement and access to USD, USDT, or USDC against pledged XAUT collateral.
Gold reached record highs above US$5,000 per ounce in early 2026[1], driven by central bank accumulation, geopolitical risk premiums, and persistent inflation expectations. For institutions that require around-the-clock gold exposure, tokenised gold delivers the safety of physical gold with the speed and flexibility of digital markets.
Market Context: Tokenised Gold at Institutional Scale
According to Tiger Research, the tokenised commodity market grew fourfold in a single year, reaching US$7.1 billion in February 2026, with XAUT and PAXG together accounting for 73% of that total.[2] In Q4 2025, tokenised gold trading volume jumped by 345%, exceeding US$126 billion — surpassing all major gold ETFs except GLD by trading volume, according to CEX.io.[3] Full-year 2025 tokenised gold trading volume reached US$178 billion, placing tokenised gold as the world’s second-largest gold investment product by trading volume. Standard Chartered forecasts tokenised RWAs reaching US$2 trillion by 2028, with demand accelerating as institutions seek fast, compliant infrastructure bridging fiat and digital settlement.[4]
Pillar One: XAUT for Cross-Border Payments — Proof-of-Concept Results
MetaComp Group successfully completed a live proof-of-concept demonstrating XAUT as an efficient medium for cross-border money transfers. In the test, MetaComp executed a US$10,000 equivalent cross-border transfer from USD to EUR by purchasing XAUT with USD in Singapore and subsequently selling XAUT into EUR — with the full proceeds delivered directly into a European bank account. The end-to-end process demonstrated faster settlement, streamlined operations, and competitive cost dynamics relative to traditional correspondent banking channels.
The proof-of-concept validated XAUT as a high-integrity, gold-backed settlement medium for cross-border capital flows, capable of operating across currency corridors alongside existing banking infrastructure. Compared with conventional wire transfers, the XAUT-based transaction demonstrated faster settlement, streamlined execution, and on-chain transparency, with fiat delivery completed on both ends of the transaction.
The significance of this proof-of-concept extends beyond efficiency. By using a gold stablecoin as the intermediary settlement medium, the transfer integrates the value preservation characteristics historically associated with gold into a programmable, cross-border workflow. This may offer a compelling alternative for institutional treasury operations where preserving value during settlement is a key consideration.
As regulators and institutions globally continue to explore tokenised asset rails for international payments, MetaComp Group’s validated framework positions it at the forefront of this transition. The cross-border payment capability is provided through MetaComp Pte. Ltd.’s MAS licence for Cross-border Money Transfer services, ensuring full regulatory compliance across all transactions.
Pillar Two: XAUT for Value Preservation — Gold in Digital Form
Gold has served as the institutional hedge of last resort across millennia of macroeconomic cycles. XAUT brings this time-tested asset into the digital age: each token is backed by physical gold held in Swiss vaults and redeemable on demand, providing the same foundational store-of-value properties as physical gold while enabling on-chain mobility and 24/7 market access.
Through MetaComp’s OTC desk, institutions can trade XAUT around the clock with T+0 settlement, capturing price exposure and managing portfolio allocation without the settlement friction or time constraints of traditional gold markets. Having processed over US$10 billion in payment and OTC volume in 2025 at a monthly run rate exceeding US$1 billion, MetaComp brings proven execution infrastructure to the tokenised gold market, providing institutional-grade liquidity and execution quality.
Pillar Three: XAUT as Working Capital Collateral — Gold as Productive Capital
Accessible via WealthX*, the group-level treasury and wealth management solution, clients holding XAUT can pledge it as collateral to access USD, USDT, or USDC across open-term, 1-, 12-, 18-, and 24-month structures.
For institutions managing treasury across multiple currencies and jurisdictions, this makes XAUT a productive asset: maintaining long exposure to gold while unlocking dollar liquidity for deployment, fully within MetaComp’s payments and treasury management* infrastructure. Rather than liquidating gold positions to meet short-term capital requirements, institutions can borrow directly against their XAUT holdings — preserving upside exposure while accessing the working capital required to execute across their business operations.
Gold-collateralised lending at institutional terms represents a structural expansion of the utility of tokenised gold. By integrating lending directly into the same platform institutions use for payments and treasury management, MetaComp Group significantly reduces the operational complexity of maintaining gold as a passive asset. XAUT held on MetaComp Group’s platform can now simultaneously serve as a commodity-backed stablecoin, a cross-border payment instrument, and a source of working capital liquidity, all within an institutional control framework designed to support compliance with applicable legal, regulatory and risk requirements.
Deepening the Web2.5 Digital Asset Ecosystem with Stable Chain
The addition of XAUT deepens MetaComp’s existing digital asset ecosystem. Through MetaComp’s collaboration with Stable — announced in December 2025 — XAUT0 tokens on StableChain are accessible within the StableX Network, extending XAUT’s utility across MetaComp’s cross-border payment and settlement infrastructure. Clients benefit from the speed and programmability of Stable Chain’s USDT-native network while operating fully within MetaComp’s regulated compliance framework.
The product is available to accredited and institutional clients immediately.
Expanding the Group-Level Platform Across Asset Classes
Dr. Bo Bai, Executive Chairman and Co-Founder of Alpha Ladder Group, said:
“Gold has always been the institutional hedge of last resort — but until now, holding it in digital form meant locking up capital. Our proof-of-concept has demonstrated that XAUT can function not only as a passive asset, but as a live cross-border payment instrument and a source of working capital through collateralised lending. XAUT collateralised lending changes that equation entirely. This is part of a deliberate expansion of the MetaComp Group’s product suite: we are systematically bringing every major asset class — from Bitcoin to gold-backed tokens — into a single, compliant Web2.5 architecture where institutions can access yield, liquidity, and settlement without choosing between the traditional financial system and the digital one. What we are building is not a digital payments company that added lending but a group-level platform designed from the ground up to serve the full capital lifecycle of institutional treasuries.”
Eddie Hui, Co-President of MetaComp, said:
“For our clients, this is straightforward: they hold XAUT, and now they can put it to work. They do not have to sell a position to access USD liquidity. They don’t have to move across platforms or navigate a separate lender. Through CAMP, the same interface they already use for cross-border payments and treasury management, they can pledge, borrow, and manage the full lifecycle of a gold-backed loan — in minutes, not days. That is what institutional-grade infrastructure is supposed to feel like. We built the platform so that every new asset class we add is immediately accessible to the same 1,000-plus clients already on the network, without friction, and without compromising on compliance. The cross-border payment proof-of-concept is a testament to that — XAUT moving seamlessly from USD to EUR, delivered into a European bank, end-to-end on our platform.”
The launch furthers MetaComp’s position at the forefront of real-world asset adoption within Singapore’s regulated digital finance ecosystem.
Already operating at an industrial scale, MetaComp processed over US$10 billion in payment and OTC volume across 13+ stablecoins in 2025 at a monthly run rate exceeding US$1 billion, while MetaComp Group’s wealth AUM surpassed US$500 million across its solutions.
* All products and/or services in relation to securities and capital markets products are offered and operated solely by Alpha Ladder Finance Pte. Ltd. The XAUT-collateralised lending facility is operated by MetaComp Cayman Limited, a qualified affiliate within MetaComp Group, and is subject to applicable regulatory requirements in its operating jurisdiction.
#This advertisement has not been reviewed by the Monetary Authority of Singapore. CAMP is owned by MetaComp Pte. Ltd., with its solutions operated under robust regulatory frameworks. MetaComp Pte. Ltd. holds a Major Payment Institution licence. Alpha Ladder Finance Pte. Ltd. holds a Capital Markets Services licence in custodial services, dealing in capital markets services, and a Recognised Market Operator licence. Asia Green Fund Management Pte. Ltd. holds a Capital Markets Services licence in fund management. Nothing herein constitutes an offer, recommendation or solicitation to buy, sell or deal in any commodity or digital asset; any access to such products is subject to applicable laws and licensing requirements.
Sources
[1]Gold tops US$5,000 as global upheaval fuels precious metals rally (Jan 2026) https://www.businesstimes.com.sg/international/global/gold-tops-us5000-global-upheaval-fuels-precious-metals-rally
[2]Tiger Research, 2026 Commodity Tokenization Market Analysis (March 2026) https://reports.tiger-research.com/p/2026-commoditymarket
[3]CEX.io Research, Tokenized Gold Trading Volume Surpassed Leading Gold ETFs (January 2026). https://blog.cex.io/ecosystem/tokenized-gold-surpassed-leading-gold-etfs-35282
[4]Standard Chartered sees tokenized real-world assets reaching $2 trillion by 2028 — ‘vast majority’ on Ethereum https://www.theblock.co/post/377059/standard-chartered-tokenized-rwa-2-trillion-2028-ethereum
About MetaComp Group
MetaComp Group and its affiliates deliver regulated digital financial services spanning cross-border payments, FX settlement, stablecoin infrastructure, OTC trading, AML/CFT compliance intelligence, agentic finance, custody, wealth management, collateralised lending, and real-world asset (RWA) tokenisation. MetaComp Pte. Ltd. is licensed by the Monetary Authority of Singapore as a Major Payment Institution for Digital Payment Token and Cross-border Money Transfer services. Alpha Ladder Finance Pte. Ltd., the group’s MAS-licensed CMS and RMO affiliate, provides treasury and investment services. Additional group affiliates hold licences and registrations in their respective operating jurisdictions.
About MetaComp
MetaComp is Asia’s pioneer in unified Web2.5 digital financial solutions, bridging fiat and stablecoin capabilities across payments, treasury, and wealth[1] management on an institutional, group-level platform. Licensed by the Monetary Authority of Singapore as a Major Payment Institution to provide Digital Payment Token (DPT) and Cross-border Money Transfer (CBMT) services, MetaComp serves more than 1,000 institutional and accredited clients across major financial hubs globally.
In 2025, the group-level platform processed over US$10 billion in payment and OTC volume across 13+ stablecoins, operating at a monthly run rate exceeding US$1 billion. Through the StableX Network, institutions move, convert and manage capital across fiat and stablecoin rails within a compliant, unified Web2.5 financial architecture. Treasury and investment services are provided through Alpha Ladder Finance Pte. Ltd., MetaComp’s MAS-licensed affiliate holding Capital Markets Services (CMS) and Recognised Market Operator (RMO) licences, with wealth[1] AUM surpassing US$500 million across its solutions.
MetaComp has raised US$35 million in its Pre-A funding rounds to date and achieved full-year net profitability in 2025, reflecting strong institutional demand for regulated Web2.5 financial solutions.
Learn more at www.mce.sg, or follow MetaComp on LinkedIn @MetaComp and X @MetaCompHQ.
MetaComp集团官宣完成泰达代币化黄金（Tether Gold，XAUT）概念验证（PoC），并正式启动相关业务商业化落地进程。本次概念验证全面覆盖跨境支付、资产价值储存及黄金抵押融资三大核心应用场景，并顺利完成两大实测案例：一是实现等值1万美元的跨境转账测试（由新加坡银行账户美元兑换为欧元并汇入欧洲银行账户），二是落地规模30万美元的XAUT质押融资测试。
基于上述验证成果，MetaComp现已面向机构客户及合格投资者推出配套专业服务，包括由MetaComp Pte. Ltd. 提供的7×24小时场外交易（OTC）服务，以及由集团关联实体 MetaComp Cayman Limited 提供的以XAUT为抵押的美元、USDT和USDC流动性安排，相关产品现已正式上线。
此次服务上线恰逢国际金价处于高位区间。在全球宏观经济不确定性持续升温、机构避险配置需求日益高涨的背景下，兼具实物黄金价值存储属性与链上高流动性优势的代币化黄金，正加速迈入机构规模化应用新阶段。
新加坡，2026年5月7日 —— 亚洲领先的 Web2.5 统一数字金融解决方案提供商 MetaComp 集团，专注于在支付与财资管理领域打通法币与数字资产的融通能力，今日宣布：已成功完成 XAUT（Tether 黄金）在跨境支付、价值储存、黄金抵押融资三大机构级应用场景的概念验证，并正式启动相关能力的商业化落地。
相关服务由MetaComp集团旗下不同持牌主体分工提供：其中，XAUT交易服务由持有新加坡金融管理局（MAS）主要支付机构牌照的MetaComp Pte. Ltd.提供，涵盖数字支付代币（DPT）及跨境汇款业务，依托StableX Network平台开展；XAUT融资流动性安排由集团关联实体MetaComp Cayman Limited提供，并受其运营司法管辖区的适用监管要求约束。
截至目前，MetaComp集团已在全球各大核心金融中心，服务超过1,000家机构客户及合格投资者。此次引入代币化黄金资产，进一步完善了集团数字资产服务生态客户可依托同一平台，一站式完成支付结算、金管理与资产配置全流程操作，更可在T+0条件下, 以XAUT作为质押标的，快速兑换获取美元及各类稳定币流动性。
市场背景：代币化黄金加速机构化发展
在宏观经济不确定性持续加剧的背景下，黄金价格于2026年初在市场波动中攀升至高位。根据公开报道，受全球局势动荡推动，黄金价格一度突破每盎司5,000美元¹，机构避险需求显著提升。
当前代币化黄金市场快速扩张。根据Tiger Research《2026年大宗商品代币化市场分析》报告，2026 年初全球代币化商品市场规模达71 亿美元，一年内增长超四倍，其中XAUT与PAXG合计占比达73%。²
CEX.io研究指出，2025年第四季度代币化黄金交易量同比增长345%，突破1,260亿美元，按交易量计已超过除SPDR Gold Shares（GLD）外的大多数黄金ETF产品。³ 全年交易量达1,780亿美元，成为全球交易量第二大的黄金投资产品。
此外，渣打银行预测，2028年代币化现实世界资产（RWA）市场规模将达到2万亿美元，随着机构对连接法币与数字资产的合规基础设施需求提升，相关市场有望持续增长。⁴
三大应用支柱概念
第一支柱：基于XAUT的跨境支付——概念验证成果
MetaComp集团成功完成实盘概念验证，论证了XAUT作为跨境资金转移高效媒介的可行性。测试中，MetaComp以一万美元等值规模完成了美元兑欧元跨境转账：在新加坡以美元购入XAUT，随后卖出 XAUT 兑换为欧元，并将全额款项直接存入欧洲银行账户。相较于传统代理行模式，全流程实现更快清算、更简化操作、更具优势的成本结构。
本次验证充分证实，XAUT作为以黄金资产为背书的结算媒介，可适配多币种走廊，并与现有银行基础设施并行运作。与传统电汇相比，基于XAUT的交易具备结算更快、执行更顺畅、链上可追溯的优势，且交易两端均实现法币兑付。
此次概念验证的意义超越效率本身。以黄金稳定币作为中间结算媒介，可将黄金久经考验的价值存储属性融入可编程跨境流程，对结算环节高度重视价值保全的机构财资业务而言，具备极具竞争力的替代价值。
随着全球监管机构与机构投资者持续探索代币化资产轨道在国际支付中的应用，MetaComp 经实战验证的体系使其站在行业变革前沿。相关跨境支付能力由持有新加坡金管局（MAS）跨境汇款牌照的 MetaComp Pte. Ltd. 提供，确保所有交易全面合规。
第二支柱：基于XAUT的价值存储——黄金的数字化形态
在数千年宏观经济周期中，黄金一直是机构最终的避险资产。XAUT将这一久经考验的资产带入数字时代：每枚代币均由瑞士金库实物黄金足额背书并支持赎回，既保留实物黄金的核心价值存储属性，又具备链上流转与7×24 小时市场接入能力。
通过MetaComp的OTC交易平台，机构客户可全天候交易XAUT并实现T+0结算，在无传统黄金市场的交割摩擦与时间限制下，获取金价敞口并管理资产配置。2025 年，MetaComp 支付与 OTC 业务总量已超100 亿美元，月度规模超 10 亿美元，凭借成熟的执行基础设施，为代币化黄金市场提供机构级流动性与高质量交易执行。
第三支柱：XAUT作为营运资金的质押融资工具——让黄金成为生产性资本
通过WealthX*（集团级财资与财富管理解决方案），持有XAUT的客户可将其作为抵押品，按需获取美元、USDT或USDC，期限结构涵盖开放期为活期、1个月、12个月、18个月及24个月。
对跨币种、跨区域运营的机构而言，XAUT由此成为可增值、可活用的资产：在保留黄金多头敞口的同时，释放美元流动性用于业务部署，且全程运行于 MetaComp 统一的支付与财资管理 * 体系内。机构无需抛售黄金即可满足短期资金需求，直接以 XAUT 质押融资，保留金价上行收益的同时获得营运资金支持。
基于当前机构客户需求，MetaComp集团已为2026年第二至第三季度的XAUT抵押融资业务预备约1亿美元规模的流动性额度，用于支持相关融资需求的落地与扩展。
基于机构标准的黄金抵押融资模式，显著拓展了代币化黄金的应用价值。MetaComp 将融资功能直接整合至机构支付与财资管理平台，大幅降低黄金作为被动资产的运营复杂度。在 MetaComp 平台上，XAUT 可同时承担商品背书稳定币、跨境支付工具、营运资金流动性来源三重角色，并在满足合规、监管与风险管理要求的机构级管控框架下运行。
依托StableChain深化Web2.5数字资产生态
XAUT的接入进一步完善了MetaComp既有的数字资产生态布局。基于2025年12月宣布的MetaComp与Stable合作，StableChain上的XAUT0代币可在StableX Network内使用，将XAUT的应用场景延伸至MetaComp的跨境支付与结算基础设施。客户可享受 StableChain 原生 USDT 网络的高效处理速度与可编程能力，同时全程运行于 MetaComp 持牌合规框架之内。
该产品即日起向合格及机构客户开放。
跨资产类别扩展集团级平台能力
Alpha Ladder集团执行董事长兼联合创始人Dr Bo Bai 表示：
“黄金历来是机构最后的避险资产，但在此之前，以数字化形式持有黄金往往意味着资金被闲置。我们的概念验证已证明，XAUT 不仅可作为被动型资产，更能成为实时跨境支付工具，并可通过抵押融资转化为营运资金来源。XAUT 抵押融资从根本上改变了这一格局。这是 MetaComp 集团产品体系战略升级的重要一环：我们正系统性地将比特币、黄金背书代币等各大资产类别，纳入统一合规的 Web2.5 架构，让机构无需在传统金融体系与数字金融体系之间二选一，即可一站式获取收益、流动性与清算服务。我们打造的并非一家叠加了融资业务的支付公司，而是从底层设计出发、服务于机构财资全资本生命周期的集团级平台。”
MetaComp联席总裁Eddie Hui表示：
“对客户而言，价值非常直观：持有 XAUT，即可让资产‘活起来’。他们无需卖出持仓即可获取美元流动性，无需跨平台操作，也不必对接独立的放贷机构。通过 CAMP 系统 —— 也就是他们已用于跨境支付与财资管理的同一入口 —— 仅需数分钟（而非数日）即可完成质押、借款及黄金抵押融资全生命周期管理。这正是机构级基础设施应有的体验。我们搭建的平台可让新增的每一类资产，无缝对接网络内 1000 余家存量客户，全程无摩擦、不妥协合规要求。本次跨境支付概念验证便是最佳印证：XAUT 在我们平台上从美元兑换为欧元，全程无缝流转并最终入账欧洲银行账户。”
此次发布进一步巩固了MetaComp在新加坡受监管数字金融生态中，引领现实世界资产落地应用的前沿地位。
目前，MetaComp 已实现规模化运营：2025 年，平台支持 13 种以上稳定币，支付与 OTC 交易量超100 亿美元，月度规模超 10 亿美元；集团旗下财富管理业务管理规模（AUM）已突破5 亿美元。
*所有与证券及资本市场产品相关的服务，均由Alpha Ladder Finance Pte. Ltd.独家提供及运营。XAUT抵押融资贷款服务由MetaComp集团旗下合资格关联公司MetaComp Cayman Limited运营，并须遵守其运营司法管辖区的适用监管要求。
#本广告未经新加坡金融管理局审阅。CAMP由MetaComp Pte. Ltd.拥有，其解决方案在严格的监管框架下运营。MetaComp Pte. Ltd.持有主要支付机构牌照。Alpha Ladder Finance Pte. Ltd.持有资本市场服务牌照（托管服务、资本市场产品交易）及认可市场经营者牌照。Asia Green Fund Management Pte. Ltd.持有基金管理资本市场服务牌照。本文任何内容均不构成对任何商品或数字资产的买卖或交易要约、建议或招揽；访问上述产品须遵守适用法律及牌照要求。
Sources
[1]Gold tops US$5,000 as global upheaval fuels precious metals rally (Jan 2026) https://www.businesstimes.com.sg/international/global/gold-tops-us5000-global-upheaval-fuels-precious-metals-rally
[2]Tiger Research, 2026 Commodity Tokenization Market Analysis (March 2026) https://reports.tiger-research.com/p/2026-commoditymarket
[3]CEX.io Research, Tokenized Gold Trading Volume Surpassed Leading Gold ETFs (January 2026). https://blog.cex.io/ecosystem/tokenized-gold-surpassed-leading-gold-etfs-35282
[4]Standard Chartered sees tokenized real-world assets reaching $2 trillion by 2028 — ‘vast majority’ on Ethereum https://www.theblock.co/post/377059/standard-chartered-tokenized-rwa-2-trillion-2028-ethereum
关于MetaComp集团
MetaComp集团及其关联公司提供受监管的数字金融服务，业务涵盖跨境支付、外汇结算、稳定币基础设施、场外交易（OTC）、反洗钱及反恐融资（AML/CFT）合规风控、智能代理金融（Agentic Finance）、数字资产托管、财富管理、抵押融资及实物资产（RWA）代币化等领域。
MetaComp Pte. Ltd. 持有新加坡金融管理局（MAS）颁发的大型支付机构牌照，可提供数字支付代币及跨境汇款服务。集团旗下关联公司 Alpha Ladder Finance Pte. Ltd. 持有MAS颁发的资本市场服务（CMS）牌照及认可市场营运商（RMO）牌照，提供财资管理及投资服务。
集团其他关联公司亦于各自营运辖区持有相应牌照及注册资质。
关于 MetaComp
MetaComp 是亚洲领先的统一 Web2.5 数字金融解决方案提供商，通过机构级集团平台整合法定货币与稳定币能力，涵盖支付、资金管理及财富管理等核心金融服务。MetaComp 持有新加坡金融管理局（Monetary Authority of Singapore，MAS）颁发的主要支付机构牌照（Major Payment Institution），可提供数字支付代币（Digital Payment Token，DPT）及跨境汇款（Cross-border Money Transfer，CBMT）服务，目前服务超过 1,000 家机构及合格投资者客户，业务网络覆盖全球主要金融中心。
2025 年，该集团级平台处理的支付及场外交易（OTC）总量已超过 100 亿美元，覆盖 13+ 种稳定币，月度运行规模超过 10 亿美元。通过 StableX Network（StableX 网络），机构客户可在统一且合规的 Web2.5 金融架构下，实现法定货币与稳定币资金的转移、兑换及资金管理。
资金与投资服务由 MetaComp 关联公司 Alpha Ladder Finance Pte. Ltd. 提供。该公司持有新加坡金融管理局颁发的资本市场服务牌照（Capital Markets Services，CMS）及认可市场运营商牌照（Recognised Market Operator，RMO），其财富解决方案的管理资产规模已突破 5 亿美元。
截至目前，MetaComp 已完成 3,500 万美元的 Pre-A 轮融资，并于 2025 年实现全年净利润，体现
了机构市场对受监管 Web2.5 金融解决方案的强劲需求。
了解更多信息，请访问 www.mce.sg，或在 LinkedIn（https://www.linkedin.com/company/metacompsg）及 X 平台关注 MetaComp：@MetaCompHQ。